Being pregnant, a birth, a new life in the house: it's nothing! It is sometimes very difficult to combine your new life with child (or children) with your job. It used to be quite normal that mothers stayed at home and fathers started working, but that is a lot different nowadays. Both parents work and choose to work a little less. Yet it can be best that you want stop working after delivery. And that is your right. Read here what your rights are and what you have to take into account.
Stop working after giving birth financially
If you want to stop working after delivery, it is wise to first carefully list the finances. Especially when you resign yourself, you are not entitled to benefits. Your income will thus completely disappear. First calculate what your current income is and your expenses. Do not forget the shopping, electricity, insurance (including car), water, internet, mobile phone, health insurance, mortgage, rent, etc.
In addition, remember what each of you still has on monthly expenses. And last but not least: annual expenses such as water board tax, municipal taxes and annual accounts of energy companies. You can find websites on the internet that have a handy tool for this.
Also check out how much money you spend on your little baby. According to Statistics Netherlands, a child costs on average 17% of your net income. If, for example, you earn 1500 euros per month, the baby costs 255 euros per month. Note: average.
If you have an overview of the income and expenses, see how much you keep per month. And see how much remains if your income is completely lost. Also take into account unexpected costs such as a washing machine that breaks down, expensive car repair or a leak in your roof. Can you also cover these costs if your income is lost?
Costs on which you save when you stop working after delivery
Your expenses will probably have to change if you stop working after delivery. Yet fortunately there are also some costs that you can save on. Think of childcare. Childcare costs quickly 6,5 euros per hour. You also have no travel expenses to work and you do not have to arrange a babysitter. On the other hand, keep in mind that you consume more gas, water and light now that you are more at home.
Extra income with child
Now that an income is lost, you may receive extra income from the government. You should therefore see whether you are entitled to child benefit and you may also receive health care allowance.
, blockquote> Read also: What to arrange in pregnancy per trimester! With handy checklist.
Cancel job during maternity leave
Have you already decided early that you want to stop working after delivery and you want to cancel your job during your maternity leave, then you have to take into account a number of factors. For example, you no longer receive a benefit and you are probably not entitled to unemployment benefits because you have resigned yourself. To cancel the rules regarding maternity benefit and your job are as follows:
- Option 1: If you cancel your job and you have been paid within 10 weeks, you are still entitled to maternity benefit. You will receive this money from the UWV.
- Option 2: If you say your job earlier than 10 weeks before your due date you will not receive maternity leave.
Less work after pregnancy rights and salary
Many ladies do not immediately choose to stop working after delivery, but to work less. Perhaps that is also a nice intermediate step before you completely stop. If you want to reduce working hours, the following rules apply:
- If you work in a company where less than 10 employees work, it is possible that you will not be able to work less. Take a good look at the CAO.
- You must be employed at the company for at least 1 year.
- You must notify your employer at least 4 months before the date you want to start working less. Preferably in writing. Keep in mind that you can only start working less in your current job. Not in any other function.
- You may submit a request for less work once every 2 years. Your employer must always talk to you, but may refuse.
- Your employer must make a decision about your request 1 month before the start date. If this is not done, your request will automatically go and you will be able to work less.
- Your employer may only refuse your request if your request has serious consequences for the company. This must be demonstrated.
- Your employer must communicate his or her decision about your request for less work in writing and always substantiate it. Do you disagree? Then you can go to court.
- If you have appealed and it is clear that you can not work less hours, you could resign. Indicate clearly in your discharge letter that you wanted to work fewer hours, but your employer did not agree. This is important for your benefit. The UWV will probably pay you the hours you wanted to work. Always discuss your options with the trade union before you resign.
Can not work after maternity leave
It is possible that after or during your maternity leave you become ill and can not work. In that case, you must stop working after the birth. If you still have maternity leave, your employer does not have to do anything. During your holiday, it does not matter whether you are ill or not: you just get paid 100%.
If you are still ill after your leave because of the pregnancy and it is impossible to work, then you are eligible for a benefit. This must be requested by your employer.You will receive this benefit for a maximum of 104 weeks (2 years). If you are still ill after 2 years, you can apply for a WAO or WIA benefit.